Credit Bureaus Sell Your Information Daily to All Types of Marketers – But Only If You Let Themâ€¦ Just Say â€œNO MORE!â€ and They Have to Stop! Hereâ€™s How to â€œOpt-Out!â€
Over the past couple of weeks, Iâ€™ve had no less than three people tell me that as soon as they had their credit checked to buy a car or house, that within a couple of days they got multiple unsolicited offers for credit via phone and mail. Hereâ€™s the thing: for years, credit bureaus have been selling what are called â€œTRIGGER LEADSâ€ to all types of debt purveyors including credit card hacks, mortgage lenders, auto lending companies and so on. Whenever your credit is pulled by someone at your request for consideration of credit, the credit bureau simply serves up your info for sale to companies offering similar types of credit. The theory according to these information behemoths is that this will provide â€˜competitionâ€™ and the possibility that youâ€™ll get the lowest price for credit. Hereâ€™s the reality: Itâ€™s a nuisance, an affront and everyone to whom I speak with about feels a little violated.
Soâ€¦.if you want to stop these companies from profiting from YOUR information, there are a couple of simple solutions:
1) Call 1.888.567.8688 â€“ this single call will take you off of all the Credit Bureau Marketing lists
2) Write to each individual credit bureau requesting to be taken off their marketing lists. Your letter simply needs to state the request along with your name, social security number and address.
P.O. Box 740123
Atlanta, GA 30374-0123
901 West Bond
Lincoln, NE 68521
Attn: Consumer Services Department
Name Removal Option
P.O. Box 505
Woodlyn, PA 19094
Sorry, the comment form is closed at this time.