May 042008
 

STEP 1: GET YOUR SANITY BACK
Have you fallen behind in your mortgage payments? Guilt is something you do not need. Focus on saving your home and taking immediate. Ignoring the problem will only make it worse and may lead to foreclosure and the loss of your home. Stop worrying about the crazy-making and harassing phone calls and make a empowered phone call of your own to someone who can help.

STEP 2: PLAN YOUR RECOVERY
Plan your attack. This is a war that you can win. The plan can be simple. First, look at what went wrong, and what you can do to recover quickly. The purpose of a mortgage loan modification is simply to help make your monthly mortgage more affordable so you can remain in the comfort and security of your own home. Start planning on what you will do to stay on track with your mortgage once you have recovered.

STEP 3: GET BACK INTO THE DRIVERS SEAT
Focus completely on your recovery plan. Get your finances in order. Take care of business (get a new job, second job, roommate to share expenses, realistic budget, etc.). Contact a mortgage modification expert to begin.

STEP 4: START SAVING YOUR MORTGAGE PAYMENTS
Catch up on your essential payments before you can start saving. Essentials are food, medical needs, utilities, etc, do not use Credit Cards. Save the money (or any part of) you would put towards your mortgage. Batten the hatches, tighten the belt!

STEP 5: CALL FOR A CONSULTATION APPOINTMENT TO APPLY FOR LOAN MODIFICATION with Credit Justice Services. Call 904-757-0880 TODAY!

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